How to Get Therapy When You Cannot Afford It
The idea that therapy is only for people with good insurance or money is a myth that keeps people who need help from getting it.
Community Mental Health Centers
Federally Qualified Health Centers provide care regardless of ability to pay on a sliding scale based on income. Find one at findtreatment.gov.
University Training Clinics
Graduate students in psychology programs provide therapy at deeply reduced rates of $0 to $50 per session under close faculty supervision.
Open Path Collective
After a one-time $65 membership fee, Open Path connects you with therapists who charge $30 to $80 per session for people with financial need.
Employee Assistance Programs
If you are employed check if your employer offers an EAP. Most provide 3 to 8 free therapy sessions per year, completely confidential.
BetterHelp Financial Aid
BetterHelp offers financial assistance that can significantly reduce their pricing. Apply during signup by answering questions about your financial situation.
Crisis Resources
If you are in crisis, call or text 988 — the Suicide and Crisis Lifeline — for immediate free support.
